La paradoja entre crecimiento y desarrollo en la que se mueven los bancos al impulsar la inclusión financiera

TL;DR

Growing does not always equal developing; the region must prioritize closing social gaps for faster growth.
Development should be measured by effective access to basic needs like health, justice, and education, not just macroeconomic indicators.
Commercial banks face challenges in extending credit to high-need segments due to fiduciary duties and lack of guarantees.
Collaboration with development banks and risk-sharing instruments like credit guarantees are essential for financial inclusion.
Latin America faces significant inequality, hindering the poverty-reduction impact of economic growth.
Supporting micro and small businesses, especially those led by women, is key to tackling inequality.
Banks must modernize services and accompany businesses and individuals to overcome productivity and innovation challenges.
A vision of development focused on productivity, equity, and social well-being, beyond mere growth, is needed.

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