These are the CDT with the best interest rates in April after the increase by the Bank of the Republic
The Board of Directors of the Bank of the Republic announced an increase of 100 basis points in the intervention interest rate, placing it at 11.25% starting this April 1, 2026.
TL;DR
- The Bank of the Republic raised its intervention interest rate by 100 basis points to 11.25% on April 1, 2026.
- This increase is intended to stabilize inflation, which remains above the 3% target despite recent signs of stabilization.
- Term Deposit Certificates (CDTs) are now offering historically attractive real rates, making them a popular choice for investors.
- Financial institutions are competing aggressively for liquidity, with La Hipotecaria, Tuya, MiBanco S.A., Banco de Occidente, and Banco Santander offering leading rates.
- Experts advise locking in these high rates as inflation is expected to continue a slow descent.
- Investors should ensure their CDTs are protected by Fogafín deposit insurance up to 50 million pesos.