Best CDTs to Invest Your Money in March: Rates Above 11%

After a period of expected interest rate decreases, the economic landscape has forced the Bank of the Republic to maintain a contractionary stance, reviving the 'rate war' in Certificates of Deposit (CDTs).

Best CDTs to Invest Your Money in March: Rates Above 11%

TL;DR

  • The Bank of the Republic increased its intervention rate to 10.25% in February 2026 to control inflation and demand.
  • This economic stance has triggered a 'rate war' in Certificates of Deposit (CDTs).
  • Investors can achieve positive real returns by securing high CDT rates now.
  • Competitive rates are available for short-term (90 days), medium-term (180 days), and long-term (360 days) CDTs.
  • Neobanks and financial entities are offering the most aggressive returns, with rates surpassing 12%.