Companies in Colombia Transform the Use of Financing Amidst Fiscal Pressures and Lower Liquidity
Constantly reviewing finances can help avoid headaches. Photo: Image generated with artificial intelligence.
TL;DR
- Colombian companies are increasingly using financing structures for liquidity planning due to new taxes and credit conditions.
- Demand for capital for expansion, working capital, and tax obligations has risen.
- A new profile of strategic private investors is emerging in the Colombian market.
- Fiscal decisions, like Decree 0173, have highlighted the need for agile liquidity mechanisms.
- Stricter credit conditions and rising commercial overdue portfolios indicate business cash flow tensions.
- Financing is now being sought to protect cash flow, maintain employment, and seize opportunities without compromising stability.
- The construction sector faces cost pressures from labor increases and limited credit access, making structured financing crucial for project continuity.
- Private investors are becoming more prudent, favoring investment structures backed by real assets, with family offices increasing their participation.
- Structured operations often involve the purchase and sale of fiduciary rights linked to real estate assets.
- Key Capital has observed an increase in average investment ticket size and a high payment compliance rate in its operations.