El Fondo Nacional del Ahorro confirmó que financiará el 100% de viviendas VIS y VIP: en qué casos

TL;DR

FNA announces measures to facilitate home access for low-income households in Colombia.
100% financing will be available for Social Interest Housing (VIS) and Priority Interest Housing (VIP).
A new "Tasa Social" program offers subsidized interest rates for VIS and VIP buyers with incomes up to two minimum monthly wages.
Interest rates will be reduced to 7% effective annual for VIS and UVR + 0 for VIP under the "Tasa Social" scheme.
Credits for housing improvement will have an interest rate of UVR 0.
The ambitious plan to eliminate down payments by financing 100% of the housing value is set to launch by the end of May.
This program targets independent workers, individuals with variable incomes, and those without severance pay.
A principal requirement for this benefit is demonstrated saving discipline through Voluntary Contractual Savings (AVC) and AVC Plus.
AVC requires reaching a minimum savings amount (around $1.3 million COP) without a minimum permanence period.
These measures aim to strengthen financial inclusion, expand housing access, and provide alternatives to renting.

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