Por qué Colombia es uno de los países donde más se sigue usando el efectivo
El país ocupa el séptimo lugar mundial, con aproximadamente 70 % de las transacciones cotidianas. Foto: Néstor Gómez El Tiempo
TL;DR
- Colombia ranks seventh worldwide in daily cash transactions, with about 70% of payments made in physical currency.
- This high percentage of cash use is similar to Argentina and surpasses countries with more advanced digital payment systems.
- Nations like Cuba and Mexico show even higher rates of cash usage in Latin America.
- Structural factors contributing to cash reliance include labor and commercial informality, financial inclusion gaps, and the costs of electronic payment methods.
- Barriers to digital payment adoption include internet access and infrastructure limitations in certain regions.
- Colombia's economy exhibits a duality between financial digitalization and a strong dependence on physical money for daily economic activities.