Best CDTs to Invest Your Money in March: Rates Above 11%
After a period of expected interest rate decreases, the economic landscape has forced the Bank of the Republic to maintain a contractionary stance, reviving the 'rate war' in Certificates of Deposit (CDTs).

TL;DR
- The Bank of the Republic increased its intervention rate to 10.25% in February 2026 to control inflation and demand.
- This economic stance has triggered a 'rate war' in Certificates of Deposit (CDTs).
- Investors can achieve positive real returns by securing high CDT rates now.
- Competitive rates are available for short-term (90 days), medium-term (180 days), and long-term (360 days) CDTs.
- Neobanks and financial entities are offering the most aggressive returns, with rates surpassing 12%.