Why is the financial benefits plan for flood victims called Abrigo?
Portafolio Journalist 12.03.2026 10:31 Updated: 12.03.2026 10:42
TL;DR
- The "Abrigo" plan, an alliance for integral recovery and opportunity generation, has been launched to help flood victims.
- Beneficiaries registered in the Unique Victim Registry (RUD) can receive grace periods of up to 12 months without interest.
- Debtors will maintain their credit rating and will not be negatively reported to credit bureaus; legal collection actions will be suspended.
- The banking sector will grant 2.1 million new loans in the affected departments over the next 12 months, a 15% increase.
- These loans will prioritize productive sectors like tourism, agriculture, and industry, with a 20% growth target.
- Over 200,000 loans will be backed by government instruments, including up to 90% coverage guarantees from the National Guarantee Fund (FNG).
- Credits with higher FNG coverage will have interest rates not exceeding IBR plus 6 percentage points.
- A credit line will be available for organized communities involved in productive reactivation.