The Other Pension Reform

TL;DR

Government administrative measures have severely impacted the pension system, affecting individuals and creating fiscal risks.
A 23% minimum wage increase forces pensioners to allocate more savings towards insurance, reducing future pensions.
Changes to the calculation of survivor and disability insurance have drastically increased premium costs for insurers.
These reforms are making pensions more expensive, potentially leaving savers without coverage for disability or death risks.
Approximately 12,000 people may have to postpone retirement by an average of five years.
Around 33,000 individuals might need to rely on the minimum pension guarantee system due to increased insurance costs.
Pensioners in programmed retirement are also facing reduced payouts due to more expensive insurance.
The reforms are described as potentially irreversible and driven by the aim to 'cancel profit'.

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