Las cesantías: el ahorro para materializar sus sueños
Las cesantías son ese ahorro que, por ley, consigna el empleador cada año a nombre de sus trabajadores equivalente a un mes de salario por cada año tr...
TL;DR
- Cesantías are a mandatory annual savings equal to one month's salary per year of employment, legally restricted for withdrawal to specific circumstances.
- Protección promotes Cesantías as a financial planning tool for medium and long-term goals, not just immediate needs.
- Funds are invested to generate returns, with a shift from short-term to long-term portfolios for increased growth.
- Protección offers personalized advisory and tools like simulators to help clients achieve goals such as homeownership and education.
- A significant portion of withdrawals in 2025 were for housing (44.9%) and unemployment support (43.9%), with education accounting for 10.5%.