Nequi and DaviPlata Users Beware: New Limits for 2026 and How the 4x1000 Tax Will Be Charged
Platforms like Nequi and DaviPlata have become key allies for transfers, payments, withdrawals, and receiving money, especially among young people and independent workers.
TL;DR
- New monthly limits and 4x1000 tax rules will impact Nequi and DaviPlata users in 2026.
- The monthly limit for low-amount accounts is set at 210.5 UVT ($11,024,727 COP) for 2026.
- The 4x1000 tax activates when monthly movements exceed 65 UVT ($3,404,310 COP).
- Transactions exceeding the monthly limit may result in account blocking until the next month.
- Users can opt out of the 4x1000 tax by converting their digital wallet to a traditional savings account.
- DaviPlata has additional per-channel limits for withdrawals, deposits, and QR payments, and charges for withdrawals after the fourth free one.
- The UVT value for 2026 is fixed at $52,374 COP.