New application seeks to close the credit access gap in Colombia with free financial diagnosis

TL;DR

Creditop launched a free mobile app in Colombia to improve financial inclusion and access to credit.
The app allows users to check their credit profile, view debts, and access financing options on their phones.
Only 35.5% of Colombian adults access formal credit, and many have limited credit limits.
The app provides a free financial health score and personalized recommendations using AI.
It aims to combat misinformation about credit history consultations and negative reports, referencing Law 2157 of 2021.
Creditop acts as an intermediary, not a lender, connecting users with various financial institutions.

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