Tensiones, alertas y oportunidades: los 26 temas que marcarán el 2026, según Raddar

Economía colombiana Foto: Mauricio Moreno / Portafolio

Tensiones, alertas y oportunidades: los 26 temas que marcarán el 2026, según Raddar

TL;DR

  • Real income will be pressured by accumulated inflation, fixed costs, and debt, despite nominal increases.
  • Households will adopt defensive consumption, prioritizing essentials and reducing discretionary spending.
  • Purchasing frequency and volume will decrease, impacting business cash flow.
  • Consumers will prioritize price over brand, favoring economic options.
  • Financial fatigue from credit cards and loans will influence daily decisions.
  • Increased employment may not translate to better income or job stability.
  • Functional informality, including hourly work and self-employment, will grow as a survival strategy.
  • Productivity is expected to stagnate, with more work not necessarily leading to better outcomes.
  • Labor migration between sectors will occur out of necessity rather than opportunity.
  • Talent will experience weariness, turnover, and demotivation due to economic adjustments.
  • Businesses will focus on survival rather than growth, redesigning portfolios for smaller, cheaper products.
  • Narrower profit margins will become the norm, with constant cost pressure.
  • Innovation will be incremental, not disruptive.
  • Large companies will fare better than small ones, which face increased fragility.
  • Credit will be selective and more expensive, with lower access and higher requirements.
  • Consumption will become more dependent on credit than income.
  • The risk of default, particularly in consumer and microfinance credit, will increase.
  • Public sector decisions on regulation, taxes, and official messaging will significantly impact confidence.
  • Persistent fiscal tension will exist between the need for revenue and limited economic growth.
  • Expectations will remain fragile, with perception playing a significant role alongside economic data.
  • Structural distrust will lead entrepreneurs and households to make decisions with extreme caution.
  • Consumers will become more conscious, analytical, and informed.
  • There will be a revaluation of local and nearby solutions, prioritizing practicality and accessibility.
  • Flexible business models, agile companies, and controlled costs will gain ground.
  • Adaptation will be the key competitive advantage, favoring those who best read the environment.