economy

The 'cambiazo', a theft modality that continues to grow in Colombia and no longer only happens at ATMs

Delinquents now use calls and home visits to steal cards. Photo: Source: Canva

The 'cambiazo', a theft modality that continues to grow in Colombia and no longer only happens at ATMs

TL;DR

  • The 'cambiazo' fraud, previously limited to ATMs, has expanded to include phone calls and home visits.
  • Criminals use social engineering to obtain bank cards, PINs, and sensitive customer information.
  • Colombia has seen a rise in cybercrime and financial fraud, with millions of reported cases.
  • Vishing, a phone-based fraud, is increasingly common in Latin America.
  • Banks recommend not sharing PINs or card details over the phone and verifying suspicious communications through official channels.
  • Banco Caja Social is strengthening financial education and prevention strategies, emphasizing the importance of recognizing manipulation tactics.