National Savings Fund launches aid for debtors: they will be able to stop paying the installment for a while
The National Savings Fund (FNA) has announced the implementation of a new decree that allows beneficiaries of mortgage loans and housing leasing to take advantage of a special grace period. This measure arises in response to the need to flexibilize the financial obligations of those affiliates who are going through temporary economic difficulties.
TL;DR
- The FNA has introduced a new decree for mortgage and housing leasing beneficiaries experiencing temporary financial difficulties.
- Debtors meeting specific vulnerability or income impact requirements can apply to suspend their monthly payments.
- The grace period can range from 3 to 6 months, with suspended payments redistributed over the remaining loan term.
- This measure prevents negative reporting to credit bureaus and acts as a secondary safety net to unemployment insurance.
- Applicants must formally request the suspension and justify their situation.