Finagro: récord de crédito para pocos

TL;DR

Finagro reported a record $48.1 trillion in development credit for the agricultural sector in 2025.
This represents a 15.8% increase from 2024 and surpassed the annual target.
The entity claims the operations benefited 312,837 producers, with 90% classified as small producers.
However, 91.2% of the credit was through substitute portfolios, mainly for agribusinesses and large producers.
Only 10% of the credit, amounting to $4.2 trillion, was allocated to small producers.
The overall reach of development credit is limited, only covering about 12% of the 2.5 million agricultural producers in Colombia.
Many credits may have been granted under market conditions and do not represent new financing for vulnerable segments.
While 86,452 producers accessed formal credit for the first time, there is no evidence of sustainable financial inclusion or improved productivity without additional support.
The Banco Agrario bears the main responsibility for financing small producers, but faces structural issues hindering timely and adequate access to credit.
The article concludes that Finagro's celebration of high figures without demonstrable positive impact on small farmers is a communication strategy, urging the entity to focus on its mission as a development bank for the rural sector.

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