Dreams That Keep Getting Postponed

TL;DR

The increase in housing purchase drop-offs in Bogotá and Cundinamarca is a structural problem, not a temporary one.
The elimination of the Mi Casa Ya program disrupted the financial equation for thousands of households and the construction sector's planning.
Over half of the withdrawals are due to financing restrictions and payment capacity.
The state withdrew a key support pillar for social housing without an orderly transition, shifting risk to households and companies.
Local district responses are helping but do not replace the scale or systemic effect of the national program.
Fragmented policies lead to a slower, riskier, and less inclusive market, impacting the urban economy.

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