Perfil de los deudores: 43,3 % de los colombianos mantiene entre tres y cinco deudas

TL;DR

Colombians show signs of financial stabilization with a decrease in the number of people holding 3-5 debts and a slight reduction in average debt.
Over-indebtedness remains the primary cause of payment default, affecting 44.1% of respondents.
Job loss is an emerging significant factor for debt default, impacting 18.2% of debtors, up from 16% last year.
Reduced income and unforeseen expenses continue to pressure household finances.
The typical debtor is a single male, 31-40 years old, with a university degree, earning an average gross income of $4.5 million, but most frequently earning between $1.5 and $3 million.
Bogotá accounts for 18.9% of debt records, a decrease from the previous report.
Experts suggest the challenge is not just willingness to pay but the capacity to withstand labor market volatility.

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