Growing distrust in the healthcare system drives demand for voluntary health insurance in Colombia

TL;DR

Colombia's public healthcare system is in a critical state, marked by state interventions in major EPS and financial crises.
This has led to a growing demand for voluntary private health insurance, with over 1.7 million Colombians covered by mid-2025, a 23% increase.
Private insurance is seen as a way to access faster attention, better facilities, and avoid long waits for specialists, appointments, and medications.
The health insurance sector is the second largest in Colombia, with significant premium growth.
Three main types of private coverage exist: prepaid medicine, complementary plans within EPS, and health policies with reimbursement options.
Despite growth, acquiring private insurance requires caution regarding coverage limits, exclusions, and associated costs.

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