El aumento de la insolvencia
Con justificada preocupación, en noticia de la semana pasada, informamos a nuestros lectores sobre el aumento de la insolvencia empresarial tanto a nivel nacional como regional.
TL;DR
- Colombian business insolvency increased by 79% in 2025 compared to 2024, the largest rise in 10 years.
- Insolvency applications in the Bolívar department grew by 16.67% in the same period.
- Primary reasons for insolvency are financial disorder (38.77%), informal work/unemployment (31.54%), and poor financial education (14.4%).
- Men constitute 58.1% of those declaring insolvency, while single individuals make up 42.86% and married/cohabiting individuals 57.14%.
- Only 32.86% of insolvency cases in 2025 resulted in agreements with creditors, compared to 60% four years prior.
- The majority (67.14%) of cases led to business dissolution and liquidation.
- The article suggests a greater effort is needed in financial education, particularly for those in informal sectors.
- The government's positive economic outlook is contrasted with the reality faced by Micro, Small, and Medium Enterprises (MiPymes).