In Colombia, 118,000 people get their first loan every month, according to a new index

TL;DR

DataCrédito Experian launched the Credit Index to measure monthly access to credit in Colombia.
On average, 118,000 Colombians access credit for the first time each month.
The majority of new credit users previously had savings products.
The pace of new user incorporation adjusted in 2025, but access remained active and stable.
Mobile services and financed products represent 47.6% of new credit access.
Young people aged 18-28 are the largest group of new credit users.
Credit access dynamics show regional differences across the country.

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