Health Insurance Policies Boom: Insured Individuals Now Exceed 1.8 Million
The health sector consolidated in 2025 as the most dynamic segment within the Colombian insurance industry. By the end of the year, companies paid $3.30 trillion for health services under policies, representing a 21% increase compared to 2024.
TL;DR
- The health sector was the most dynamic in Colombia's insurance industry in 2025.
- Health policy payments reached $3.30 trillion, a 21% increase from 2024.
- Premiums in the health sector also grew by 21%, totaling $871 billion.
- 1.8 million Colombians had health coverage in 2025, an increase of 200,000 from the previous year.
- Experts note that 57% of those seeking alternatives to the public system opt for prepaid medicine, 27% buy insurance policies, and 16% use EPS complementary plans.
- The total insurance industry handled claims worth $27.6 trillion in 2025, an 8% increase.
- The insurance industry's real growth was 3.5% in an environment of 5.1% inflation.
- Fasecolda established the Technical Chamber of Health Insurance in 2025 to enhance private insurance and service access.
- The pension reform is under constitutional review, and the health reform was not approved, leaving debates on financial sustainability open.
- Colombians show increased awareness of life, health, and property risks, utilizing insurance more actively for financial protection.