In 2025, microcredit disbursements reached $17.8 trillion, with 16.7% growth, the highest since 2022

TL;DR

Colombia's microfinance sector closed 2025 with historic results, solidifying its role in economic growth, financial inclusion, and regional development.
The industry disbursed nearly 1,800,000 microcredits in 2025, a 5.7% increase from 2024, with disbursements totaling $17.8 trillion (16.7% real annual growth).
The gross microcredit portfolio reached $25.08 trillion, an 8.5% real growth, serving over 2.5 million active clients.
58% of the gross portfolio is concentrated in intermediate, rural, and dispersed rural municipalities.
In 2025, 51.5% of microcredit clients were women, highlighting the sector's role in strengthening economic autonomy and female leadership.
Asomicrofinanzas expressed concern over the government's decree of economic emergency, warning that forced investments could reduce liquidity and productive credit availability for micro-businesses.

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