Actividades extracurriculares impulsan demanda de pólizas para niños y jóvenes fuera del entorno escolar
Cerca del 40 % de los niños en Colombia ha sufrido algún accidente en entornos educativos. Foto: iStock
TL;DR
- Extracurricular activities in Colombia, such as sports and arts, are experiencing sustained growth.
- Increased participation in these activities has led to a higher risk of accidents outside of formal school environments.
- There is a growing need for insurance policies that cover accidents occurring during extracurricular activities.
- Experts advise that insurance coverage should extend beyond just accidents within facilities to include training, outings, and travel.
- A significant percentage of accidents among insured young people result in medical expenses due to contusions, sprains, and minor fractures.
- Insurance policies now offer broader coverage, including medical expenses, accidental death, permanent disability, and even matrícula reimbursement.
- Key factors in evaluating insurance include the medical network, emergency response times, and reporting procedures.
- Effective communication with parents about coverage and accident procedures is crucial.
- Insurance costs can vary, with international assistance adding to the overall price.