economy
May 6, 2026
“Reduce tu Cuota” Subsidy in Bogotá: Here’s How You Can Pay Up to 48 Installments of Your Housing Loan
Access to homeownership remains one of the main challenges for many families in Bogotá. In this context, the District launched “Reduce tu Cuota,” a program that seeks to alleviate monthly mortgage payments and facilitate the acquisition of new housing.
TL;DR
- The “Reduce tu Cuota” program in Bogotá aims to help families with their monthly mortgage payments for new social (VIS) or priority interest (VIP) housing.
- The subsidy can be up to $21,010,860, distributed over 48 monthly payments, paid directly to the financial institution.
- Eligibility requires the head of household to be an adult, monthly income not exceeding $7,003,620 (in 2026), and not owning another property or having received previous housing subsidies (with exceptions).
- Applications must be submitted before the loan disbursement.
- The application process is digital, free, and handled through the official SUAV portal; beware of intermediaries or fees.