‘La educación financiera en Colombia debería ser obligatoria para todos’

TL;DR

Colombia's financial education is lacking, with a need for mandatory inclusion in traditional educational institutions.
Many Colombians live paycheck to paycheck, with a significant portion spending more than they earn and low investment rates.
Barriers to credit access include the lack of open banking laws and the usury rate, which limits lending to riskier individuals.
A culture of investment is hindered by a lack of instruments, fear of scams, and the desire for quick, unrealistic returns.
Saving alone is insufficient due to inflation; investment is crucial for growing wealth and combating inflation.
While some tax benefits exist for investors, a general lack of knowledge and initiatives hinders widespread participation in savings and investment.

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