Microfinance and Public Policy

TL;DR

Microcredit and the microfinance ecosystem are strategic assets for Colombia's economic development and public policy.
The sector shows concrete results, territorial impact, and proven ability to boost the popular economy.
In 2025, the gross microcredit portfolio reached $25.08 trillion, with 8.5% real growth, serving over 2.5 million active clients.
Over half of microcredit clients and disbursements are in rural and intermediate municipalities, highlighting its role in closing regional gaps.
Women represented 51.5% of microcredit clients in 2025, underscoring the ecosystem's contribution to gender equity.
Integrating the microfinance ecosystem into public policy requires adequate regulatory frameworks, access to funding, technological innovation, financial education, and articulation with business development programs.
The call is for the national government and presidential candidates to prioritize microfinance in public policy for a development model closer to reality.

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