'Empresas de giros podrían pedir licencia como sociedades especializadas en depósitos y pagos electrónicos'

TL;DR

A proposed decree by MinTIC would allow postal operators to offer savings-like accounts without financial regulation.
This would remove deposit insurance, leaving consumers unprotected in case of financial institution failure.
Concerns exist regarding weakened supervision for anti-money laundering and other financial risks.
Asobancaria urges the decree not to be enacted and suggests simplified licenses under existing financial oversight.
The Financial Superintendence and Bank of the Republic have a century of experience in supervision, which MinTIC may lack the capacity to replicate.
A parallel system could increase exposure to risk and damage public trust in financial confidence.

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