Harassment or Benefit? The Drama of Receiving Up to 20 Calls with Financial Service Offers a Month
So far in 2026, I have blocked at least 20 phone numbers of incoming calls to my cell phone. In most cases, these are offers for financial services that I have not requested...
TL;DR
- The author received 20 unsolicited calls in February from 10 different numbers, primarily offering financial services using AI voices.
- These calls offered credit modifications, extending payment terms up to 36 months with the same interest rate.
- The "Stop Annoying Me" law (Ley 2300 de 2023) has a loophole that allows commercial contact, not just debt collection.
- Despite the law's restrictions on call frequency, the author experienced multiple calls on the same day from the same purported bank.
- The bank confirmed the numbers were not theirs, indicating a possible fraud attempting to obtain personal data.
- The bank will pilot the Truecaller system to help customers identify official bank numbers.
- Users can register their numbers on the RNE (Registro Nacional de Bases de Datos) to opt-out of commercial and advertising calls, SMS, emails, and web messages, though its effectiveness is debated.