Uso de pagos digitales en Colombia avanza a pasos agigantados: remesas son las protagonistas

Periodista Portafolio18.12.2025 11:15 Actualizado: 18.12.2025 11:17

Uso de pagos digitales en Colombia avanza a pasos agigantados: remesas son las protagonistas

TL;DR

  • Digital payments in Colombia are growing rapidly due to increased user trust and improved interoperability.
  • Instant transfers between accounts and apps are becoming a standard expectation, replacing traditional cash and in-person transactions.
  • Digital remittances have become more efficient, moving from long queues and paperwork to mobile app execution.
  • Key challenges include limited connectivity in some regions, creating urban-rural divides, and the need for ongoing efforts to build user trust in security and transparency.
  • Colombia's Banco de la República launched Bre-B, an interoperable immediate payment system to facilitate instant money transfers.
  • The digitalization of payments is seen as an irreversible trend, fueled by demand for speed and accessibility.
  • Generational shifts also play a role, with younger generations prioritizing convenience and older users adopting digital tools with growing confidence.