¿Cuánto dinero da un CDT en el 2026 si le pone 20 millones de pesos?
Un billete dañado puede reemplazarse si se conserva más del 50% de su superficie. Foto: iStock
TL;DR
- CDTs are a low-risk investment option in Colombia for 2026, offering competitive returns.
- Interest rates for one-year CDTs are projected to be between 9.95% and 11% E.A.
- KOA offers up to 11% E.A., while Ban100 and Credifamilia offer around 10.5% and 10.15% E.A., respectively.
- Investing 20 million pesos at 10% E.A. could generate approximately 2 million pesos in gross interest over one year.
- A 4% withholding tax on capital gains will reduce the net return.
- Shorter terms like six months also offer competitive rates, though generally lower than one-year terms.