Nu achieved profits of US$2.9 billion and consolidated 131 million customers in 2025

Portafolio Journalist 02.25.2026 19:59 Updated: 02.25.2026 20:03

Nu achieved profits of US$2.9 billion and consolidated 131 million customers in 2025

TL;DR

  • Nu Holdings Ltd. ended Q4 2025 with 131 million customers and added 17 million net new customers in 2025.
  • In Brazil, Nu is the largest private financial institution by customer count, according to the Central Bank of Brazil.
  • In Mexico, Nu serves approximately 15% of the adult population and is the leading issuer of new credit cards.
  • In Colombia, Nu has surpassed 4 million customers and expanded its credit portfolio, enabling it to approve nearly three times more applicants.
  • Nu's revenue for fiscal year 2025 increased by 45% year-on-year to US$16.3 billion.
  • Net interest income reached a new all-time high of US$2.8 billion in Q4.
  • Nu's net profit for 2025 was US$2.9 billion, a substantial increase from US$2.0 billion in 2024.
  • Total deposits reached US$41.9 billion, a 29% year-on-year increase.
  • The total credit portfolio expanded 40% year-on-year to US$32.7 billion.
  • Total capital at the holding level stood at US$8.9 billion.