Colombia's housing portfolio to exceed $140 trillion by year-end 2026: here are the figures
New housing in Bogotá Photo: Valentina Delgadillo - Portafolio
TL;DR
- The Colombian banking association (Asobancaria) projects the housing loan portfolio to grow around 8% this year.
- The housing portfolio closed 2025 with $130.4 trillion, an 11.6% increase from 2024.
- In 2025, 207,600 housing financing operations were reported, a 11.5% growth from the previous year.
- Of the total operations in 2025, 114,100 were for new housing (totaling $16.9 trillion) and 93,500 for used housing ($14.9 trillion).
- Asobancaria forecasts a 7.75% nominal growth for the housing portfolio in 2026, reaching approximately $140.46 trillion.
- Despite portfolio growth, total disbursements are estimated to decrease to around 178,000, a 14.22% reduction from 2025.
- Factors contributing to the decline in disbursements include a tougher macroeconomic environment, lower housing supply dynamics, and a lack of subsidies for new housing.