Billeteras digitales: la regla de Nequi que podría generarle cobros extras

TL;DR

Nequi is a prominent digital wallet in Colombia, serving over 25 million users.
The platform promotes conscious money management through personalized recommendations and in-app tools.
Nequi holds a dominant market share, especially among millennials and centennials.
App-based money management is a common practice for sending/receiving funds, paying bills, and withdrawing cash.
The UVT for 2026 is set at 52,374 pesos.
Transactions exceeding 3,404,310 pesos per month can incur the 4x1000 tax if the account is a low-amount deposit.
A Nequi account can hold a maximum of 11,024,727 pesos, as per Decree 2642 of 2022.
Accounts exempt from the 4x1000 tax can hold up to 18,330,900 pesos before the tax is applied.
The rapid adoption of digital wallets raises concerns about regulatory scrutiny and data privacy, as highlighted by the Superintendencia de Industria y Comercio.

Continuar leyendo el artículo original