Fintech Bold has disbursed nearly COP 400 billion in loans to SMEs

TL;DR

Bold has disbursed nearly $400 billion in credits to Colombian SMEs since May 2025.
The company's credit model is based on sales, making financing accessible to businesses excluded from traditional banking.
SMEs are increasingly using credit for capital investments, expansion, and purchasing supplies, rather than just covering liquidity shortfalls.
Speed and ease of access are prioritized by merchants over cost, as timely financing is crucial for seizing opportunities.
Credit is increasingly viewed as a productive input to enable business growth and operational capacity.

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