Costo de vida y desempleo, las principales preocupaciones del bolsillo de los colombianos en el arranque del 2026

Con mejores proyecciones en sus ingresos familiares, aprovechando ofertas de descuento, reduciendo gastos discrecionales y mirando al crédito como un ...

Costo de vida y desempleo, las principales preocupaciones del bolsillo de los colombianos en el arranque del 2026

TL;DR

  • 40% of Colombians reported better household finances at the end of 2025, an increase from the previous year.
  • 76% of respondents are optimistic about their financial prospects and expect income growth in the next 12 months.
  • Inflation (67%) and employment (58%) remain the primary financial concerns for Colombian households.
  • More than half of respondents (52%) have reduced discretionary spending, a decrease from 60% a year prior.
  • 33% of Colombians paid off debt faster, and 26% increased savings for emergencies.
  • Credit access is considered very important by 61% of households, with 47% feeling they have sufficient access.
  • 42% plan to apply for new credit or refinance, with personal loans being the most common, followed by growing intentions for housing and vehicle loans.
  • 38% of those taking credit plan to do so for unexpected expenses, and 43% of refinancers aim to reduce interest rates.
  • 58% of Colombians are looking for discounts more frequently, 47% are shopping at more affordable stores, and 33% are opting for generic brands.