Programa de inclusión financiera ofrecerá créditos de hasta 80 SMMLV a la economía popular en 2026
El programa se desarrolla a través de un convenio entre el DPS, el Banco Agrario y el Fondo Nacional de Garantías Foto: Departamento de Prosperidad Social
TL;DR
- The "Inclusión Financiera para la Economía Popular" program aims to facilitate credit access for associative productive units.
- It's a collaboration between DPS, Banco Agrario, and Fondo Nacional de Garantías (FNG).
- Beneficiaries can access credits up to 80 SMMLV (140 million pesos for 2026) with preferential interest rates.
- A 14% compensation on disbursed credit capital is offered, conditional on investment plans, financial education, and payment behavior.
- FNG will provide 90% credit guarantee coverage at no cost to applicants, with DPS covering the commission.
- DPS will contribute up to 37.5 billion pesos for credit compensations.
- Target beneficiaries include associative productive units with at least 3 members, where 61% belong to DPS-served populations, such as Sisbén IV groups A, B, and C, registered victims of forced displacement, and certified indigenous community members.
- Applications will be accepted until allocated resources are depleted via the official DPS website.
- Interested individuals can visit Banco Agrario offices for specific credit conditions and process guidance.