Ahorro de cesantías alcanzó un nuevo máximo histórico en 2025: ¿cómo usaron los trabajadores este rubro?

El principal destino de las cesantías durante el año fue la terminación del contrato laboral. Foto: iStock

Ahorro de cesantías alcanzó un nuevo máximo histórico en 2025: ¿cómo usaron los trabajadores este rubro?

TL;DR

  • Accumulated severance pay savings reached a record $26.1 trillion in 2025, a 17% increase from 2024.
  • 10.8 million affiliates contributed to this savings total.
  • Withdrawals increased by 9.4% to $11.7 trillion in 2025.
  • The primary use of severance pay was for job termination ($4.1 trillion, 35.6% of withdrawals).
  • Housing-related withdrawals (improvement/debt release and purchase) accounted for 54% of total withdrawals.
  • Education received $1 trillion in severance pay withdrawals, an 8.5% share, showing a 17.9% growth.
  • Employers must deposit severance pay by February 14th.
  • Interest on severance pay must be deposited by January 31, 2026.