There are 1.7 motorcycles for every car in Colombia, but 97.1% do not have mandatory insurance

Portafolio Journalist 03.30.2026 14:28 Updated: 03.30.2026 14:28

There are 1.7 motorcycles for every car in Colombia, but 97.1% do not have mandatory insurance

TL;DR

  • Approximately 13 million motorcycles are registered in Colombia, representing 63% of the motor vehicle fleet.
  • There are about 1.7 motorcycles for every vehicle in Colombia.
  • Bogotá, Sabaneta, and Envigado have the highest number of registered motorcycles.
  • Fatalities among motorcyclists increased by about 9% by November 2025 compared to the previous year.
  • Over 1.1 million new motorcycles were registered in 2025.
  • Only 2.9% of motorcycles have voluntary insurance, while about 60% may not have valid SOAT.
  • Aseguradora Solidaria launched SoliMoteros, a voluntary insurance product with three plans: Basic, Plus, and Elite.
  • The new insurance offers benefits like zero deductible for civil liability, coverage for lost keys, flat tires, and full replacement for total loss.
  • SOAT only covers medical attention for victims, not material damages or the motorcyclist's assets.
  • Protecting motorcyclists' assets and reducing the impact of high accident rates are crucial economic issues.