Ocho de cada 10 trabajadores lamenta no invertir su prima, según Índice de Arrepentimiento Financiero

TL;DR

79% of Colombian workers regret not saving or investing their December 2025 bonus.
88% of respondents admitted the extra money became 'pocket money'.
Primary uses for the bonus money were basic needs (19%), vacations (18%), and debt repayment (14%).
Barriers to investment include perceived high entry costs (21%), time commitment (21%), and distrust in platforms (27%).
Lack of knowledge about available investment options, returns, and risks also hinders investment.
Certificates of Deposit (CDTs) are highlighted as a relevant instrument for protecting capital and offering clear purpose.
CDT yields are currently competitive, with an 11% rate compared to 5.1% inflation, offering a real return of nearly 6%.
Key indicators for Colombian investors include inflation, the Banco de la República's intervention rate, and the dollar's performance.

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