Cartera de créditos crece en términos reales desde mayo
Periodista Portafolio18.01.2026 18:21 Actualizado: 18.01.2026 18:21
TL;DR
- The gross balance of the credit portfolio reached $755 trillion by the end of November 2025.
- The credit deepening indicator stood at 41.4% of GDP, a decrease from 42.8% in November 2024.
- The credit portfolio experienced its seventh consecutive month of positive real annual growth in November 2025, with a 1.5% increase.
- Commercial credit returned to positive real annual growth at 0.2%, with inter-monthly growth of $5 trillion.
- Factoring saw the highest real annual growth at 19.4%, followed by official/government at 14.7% and corporate at 3.2%.
- Consumer credit showed a real annual growth of 0.3%, driven by low-amount consumer products.
- Housing credit grew 6% in real terms annually, with VIS financing up 12.8% and Non-VIS up 2.3%.
- Microcredit completed 56 consecutive months of positive records with 8.2% real annual growth.
- The on-time portfolio was $724.8 trillion, and the delinquency indicator was 4.0%.
- Financial system profits reached $122 trillion, an 8% increase from the previous year.