Improving financial inclusion indicators, especially for women, is the challenge in Colombia

Financial inclusion index 2026 by Credicorp. Photo: Portafolio

Improving financial inclusion indicators, especially for women, is the challenge in Colombia

TL;DR

  • Colombia has the lowest financial inclusion rate for women in Latin America at 17%, compared to men's 25%.
  • The Credicorp study, 'Gender Gaps in Financial Inclusion,' evaluated eight Latin American countries.
  • Argentina and Chile lead in women's financial inclusion, with rates of 48% and 43% respectively.
  • The regional average for women's financial inclusion is 27%, with Colombia falling 10 percentage points below this.
  • Advancements in financial inclusion are concentrated among young, urban, and high-socioeconomic women.
  • Digital wallet ownership among Colombian women has surged from 25% in 2021 to 73% in 2025, with no gender difference.
  • Approximately 20 million women in Colombia now own a digital wallet, a 48-percentage-point increase since 2021.